A credit limit is the maximum amount that a person may charge on a credit card or borrow from a financial institution. A credit limit is based on several factors that influence a borrower’s ability to repay.

Working capital is money available to a company for day-to-day operations.  It is the financing in a small business that helps a company pay its trade creditors and cash flow  It is a common measure of a company’s liquidity efficiency and overall health.

NOPAT means net operating profit after tax. An estimate of what a company would earn if it didn’t have any debt, equal to operating income time.